/* Editorial fintech layout.
   Distinguishing moves, in order of how much they carry the look:
     1. a floating centred nav card that also holds the hero copy
     2. very large display type at LIGHT weight with tight tracking
        (heavy weights read as a startup landing page; light reads as editorial)
     3. alternating white / soft-grey full-bleed bands
     4. numbered circular markers on sequential sections
     5. generous rounding (14-22px) on every surface
   There is no photography here, so the visual panels are built from gradients
   and geometry — treated as a deliberate style, not a placeholder. */

:root {
  --bg:        #FFFFFF;
  --band:      #F1F1EF;
  --surface:   #FFFFFF;
  --ink:       #101113;
  --ink-soft:  #5C6166;
  --line:      #E2E3DF;
  --accent:    #C4522A;
  --hi:        #E8E9E4;

  --r-card: 22px;
  --r-panel: 18px;
  --r-pill: 11px;

  --sans: ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --mono: ui-monospace, "SF Mono", SFMono-Regular, Menlo, Consolas, monospace;
}

@media (prefers-color-scheme: dark) {
  :root {
    --bg:      #0C0D0E;
    --band:    #141618;
    --surface: #17191B;
    --ink:     #F0F1EE;
    --ink-soft:#9BA1A6;
    --line:    #26292C;
    --accent:  #F0805A;
    --hi:      #22262A;
  }
}
:root[data-theme="dark"] {
  --bg:#0C0D0E; --band:#141618; --surface:#17191B; --ink:#F0F1EE;
  --ink-soft:#9BA1A6; --line:#26292C; --accent:#F0805A; --hi:#22262A;
}
:root[data-theme="light"] {
  --bg:#FFFFFF; --band:#F1F1EF; --surface:#FFFFFF; --ink:#101113;
  --ink-soft:#5C6166; --line:#E2E3DF; --accent:#C4522A; --hi:#E8E9E4;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}

.wrap { max-width: 1180px; margin: 0 auto; padding: 0 30px; }
.narrow { max-width: 760px; margin: 0 auto; padding: 0 30px; }

a { color: inherit; }
a:focus-visible, button:focus-visible, input:focus-visible {
  outline: 3px solid var(--accent); outline-offset: 3px;
}

/* ---------- floating nav card ---------- */
.navcard {
  position: fixed;
  top: 22px; left: 50%; transform: translateX(-50%);
  z-index: 60;
  background: var(--surface);
  border-radius: var(--r-card);
  padding: 20px 22px;
  box-shadow: 0 1px 2px rgba(0,0,0,.04), 0 12px 34px rgba(0,0,0,.09);
  width: min(94vw, 540px);
}
.navcard .brand {
  display: flex; align-items: center; gap: 10px;
  font-weight: 650; font-size: 19px; letter-spacing: -.02em;
  text-decoration: none; color: var(--ink); margin-bottom: 16px;
}
.navcard .mark {
  width: 26px; height: 26px; border-radius: 8px;
  background: linear-gradient(150deg, var(--accent), #E8A87C 70%);
  flex: none;
}
.navcard nav ul {
  list-style: none; margin: 0; padding: 0;
  display: flex; gap: 8px; flex-wrap: wrap;
}
.navcard nav a {
  display: inline-block;
  padding: 9px 16px; border-radius: var(--r-pill);
  background: var(--hi); color: var(--ink);
  text-decoration: none; font-size: 15px; font-weight: 500;
  transition: background .15s ease;
}
.navcard nav a:hover { background: var(--line); }
.navcard nav a[aria-current="page"] { background: var(--ink); color: var(--bg); }

.navcard .heroblock { margin-top: 22px; }
.navcard .heroblock h1 {
  font-size: clamp(28px, 3.6vw, 40px);
  font-weight: 450; letter-spacing: -.035em; line-height: 1.06;
  margin: 0 0 14px; text-wrap: balance;
}
.navcard .heroblock p {
  margin: 0; font-size: 16.5px; color: var(--ink-soft); line-height: 1.5;
}

/* ---------- hero ---------- */
.hero {
  position: relative;
  min-height: 82vh;
  display: flex; align-items: center; justify-content: center;
  padding: 150px 0 180px;
  background:
    radial-gradient(1200px 640px at 22% 18%, #F6DCC8 0%, transparent 62%),
    radial-gradient(1000px 560px at 82% 74%, #CFE0EE 0%, transparent 60%),
    linear-gradient(180deg, #F7EFE7, #FBFAF8);
  overflow: hidden;
}
@media (prefers-color-scheme: dark) {
  .hero {
    background:
      radial-gradient(1200px 640px at 22% 18%, #3A2A22 0%, transparent 62%),
      radial-gradient(1000px 560px at 82% 74%, #1E2C36 0%, transparent 60%),
      linear-gradient(180deg, #14161A, #0C0D0E);
  }
}

/* a CSS "card fan" — stands in for the product photography */
/* Pushed below centre so the nav card overlays only its top edge — centred, the
   fan sits entirely behind the card and reads as a smudge. */
.cardfan {
  position: absolute; inset: 0; display: grid; place-items: center;
  transform: translateY(clamp(90px, 15vh, 170px));
}
.cardfan i {
  position: absolute;
  width: min(52vw, 520px); aspect-ratio: 1.58 / 1;
  border-radius: 20px;
  background: linear-gradient(150deg, #FDFDFC 0%, #E7E7E3 55%, #D2D3CE 100%);
  box-shadow: 0 22px 60px rgba(40,30,20,.16);
  transform-origin: 50% 120%;
}
@media (prefers-color-scheme: dark) {
  .cardfan i { background: linear-gradient(150deg, #2A2D31 0%, #1D2023 60%, #16181A 100%); }
}
.cardfan i:nth-child(1) { transform: rotate(-13deg) translateY(8px); opacity: .5; }
.cardfan i:nth-child(2) { transform: rotate(-6.5deg) translateY(4px); opacity: .72; }
.cardfan i:nth-child(3) { transform: rotate(0deg); }
.cardfan i:nth-child(4) { transform: rotate(6.5deg) translateY(4px); opacity: .72; }
.cardfan i:nth-child(5) { transform: rotate(13deg) translateY(8px); opacity: .5; }

.signin {
  position: absolute; top: 26px; right: 30px; z-index: 40;
  background: var(--surface); color: var(--ink);
  padding: 11px 20px; border-radius: var(--r-pill);
  text-decoration: none; font-size: 15px; font-weight: 500;
  box-shadow: 0 2px 12px rgba(0,0,0,.08);
}
@media (max-width: 900px) { .signin { display: none; } }

/* ---------- bands & type ---------- */
.band { padding: 104px 0; background: var(--bg); }
.band.soft { background: var(--band); }

h2.display {
  font-size: clamp(34px, 6.2vw, 76px);
  font-weight: 400; letter-spacing: -.04em; line-height: 1.02;
  margin: 0 0 54px; text-wrap: balance;
}
h3.mid {
  font-size: clamp(30px, 4.6vw, 58px);
  font-weight: 400; letter-spacing: -.035em; line-height: 1.04;
  margin: 0 0 18px; text-wrap: balance;
}
.lead { font-size: 20px; color: var(--ink-soft); max-width: 62ch; margin: 0; }

.gradtext {
  background: linear-gradient(96deg, #A9BFA6 0%, #C9B98F 38%, #A9705A 72%, var(--ink) 73%);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent; color: transparent;
}

/* ---------- numbers grid ---------- */
.numbers { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 46px 40px; }
.numitem .panel {
  border-radius: var(--r-panel); aspect-ratio: 1.12 / 1; margin-bottom: 26px;
  background: linear-gradient(155deg, #EFEFEC, #DCDDD7);
  position: relative; overflow: hidden;
}
@media (prefers-color-scheme: dark) {
  .numitem .panel { background: linear-gradient(155deg, #202427, #171A1C); }
}
.numitem .panel::after {
  content: ""; position: absolute; inset: 16%;
  border-radius: 14px;
  background: linear-gradient(150deg, rgba(255,255,255,.85), rgba(255,255,255,.12));
  box-shadow: 0 16px 40px rgba(0,0,0,.1);
}
@media (prefers-color-scheme: dark) {
  .numitem .panel::after { background: linear-gradient(150deg, rgba(255,255,255,.1), rgba(255,255,255,.02)); }
}
.numitem .panel.warm { background: linear-gradient(155deg, #F3DFCE, #DFC3AC); }
.numitem .panel.cool { background: linear-gradient(155deg, #DCE7EF, #BFCFDD); }
.numitem .stat {
  font-size: clamp(42px, 6.4vw, 78px);
  font-weight: 400; letter-spacing: -.045em; line-height: 1; margin: 0 0 14px;
  font-variant-numeric: tabular-nums;
  /* must beat the muted colour on the sibling <p> rule below */
  color: var(--ink);
}
.numitem p { margin: 0; font-size: 17px; color: var(--ink-soft); max-width: 40ch; }

/* ---------- numbered layer sections ---------- */
.layer { display: grid; grid-template-columns: 1fr 1.28fr; gap: 60px; align-items: center; margin-bottom: 96px; }
.layer:nth-child(even) { grid-template-columns: 1.28fr 1fr; }
.layer:nth-child(even) .layer-copy { order: 2; }
@media (max-width: 860px) { .layer, .layer:nth-child(even) { grid-template-columns: 1fr; gap: 30px; }
  .layer:nth-child(even) .layer-copy { order: 0; } }

.marker {
  width: 46px; height: 46px; border-radius: 50%;
  border: 1px solid var(--line); color: var(--ink-soft);
  display: grid; place-items: center; font-size: 15px; margin-bottom: 26px;
  font-variant-numeric: tabular-nums;
}
.layer-copy p { font-size: 17.5px; color: var(--ink-soft); max-width: 44ch; margin: 0; }
.layer .visual {
  border-radius: var(--r-panel); aspect-ratio: 1.42 / 1;
  background: linear-gradient(150deg, #E9EAE5 0%, #D4D6CF 100%);
  position: relative; overflow: hidden;
}
@media (prefers-color-scheme: dark) {
  .layer .visual { background: linear-gradient(150deg, #1E2225, #141719); }
}
.layer .visual.v-warm { background: linear-gradient(150deg, #F0DCCB, #D8BCA6); }
.layer .visual.v-cool { background: linear-gradient(150deg, #D9E6EE, #B9CBD9); }
.layer .visual.v-sage { background: linear-gradient(150deg, #DEE5DA, #BECAB8); }
.layer .visual::after {
  content: ""; position: absolute; left: 12%; right: 12%; top: 18%; bottom: 18%;
  border-radius: 14px;
  background: linear-gradient(160deg, rgba(255,255,255,.9), rgba(255,255,255,.2));
  box-shadow: 0 20px 46px rgba(0,0,0,.13);
}
@media (prefers-color-scheme: dark) {
  .layer .visual::after { background: linear-gradient(160deg, rgba(255,255,255,.11), rgba(255,255,255,.02)); }
}

/* ---------- three-column labelled blocks ---------- */
.cols3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 40px; }
.cols3 h4 {
  font-family: var(--mono); font-size: 12px; letter-spacing: .13em;
  text-transform: uppercase; color: var(--ink); font-weight: 500; margin: 0 0 14px;
}
.cols3 p { margin: 0; font-size: 16.5px; color: var(--ink-soft); }

/* ---------- card grid ---------- */
.cardgrid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 20px; }
.cardgrid article {
  background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--r-panel); padding: 26px;
  display: flex; flex-direction: column; justify-content: space-between;
  min-height: 260px;
}
.cardgrid h4 { font-size: 25px; font-weight: 450; letter-spacing: -.025em; margin: 0 0 40px; }
.cardgrid p { margin: 0; font-size: 15.5px; color: var(--ink-soft); }

/* ---------- quotes ---------- */
.quote { border-left: 2px solid var(--accent); padding: 4px 0 4px 22px; margin: 26px 0; max-width: 62ch; }
.quote p { margin: 0; font-size: 19px; line-height: 1.45; letter-spacing: -.012em; }
.quote cite {
  display: block; margin-top: 12px; font-family: var(--mono);
  font-size: 12px; font-style: normal; color: var(--ink-soft); letter-spacing: .04em;
}

/* ---------- tables ---------- */
.scroll { overflow-x: auto; }
table { border-collapse: collapse; width: 100%; font-family: var(--mono); font-size: 13.5px; }
th {
  text-align: left; font-size: 11px; letter-spacing: .11em; text-transform: uppercase;
  color: var(--ink-soft); font-weight: 500; padding: 0 16px 11px 0;
  border-bottom: 1px solid var(--line); white-space: nowrap;
}
td { padding: 13px 16px 13px 0; border-bottom: 1px solid var(--line); }
td.num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; padding-right: 22px; }

/* ---------- waitlist ---------- */
.signup {
  background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--r-card); padding: 46px;
}
form.wl { display: flex; gap: 10px; margin-top: 26px; flex-wrap: wrap; }
form.wl input[type=email] {
  flex: 1 1 280px; padding: 15px 18px; font-size: 16px; font-family: var(--sans);
  background: var(--bg); color: var(--ink);
  border: 1px solid var(--line); border-radius: var(--r-pill);
}
form.wl button {
  padding: 15px 30px; font-size: 16px; font-weight: 550; font-family: var(--sans);
  background: var(--ink); color: var(--bg);
  border: none; border-radius: var(--r-pill); cursor: pointer;
}
form.wl button:hover { opacity: .88; }
form.wl button[disabled] { opacity: .5; cursor: default; }
.formmsg { margin: 16px 0 0; font-size: 15.5px; font-weight: 500; min-height: 1.4em; }
.formnote { font-size: 13.5px; color: var(--ink-soft); margin: 14px 0 0; }

/* ---------- pricing ---------- */
.plans { display: grid; grid-template-columns: repeat(auto-fit, minmax(258px, 1fr)); gap: 20px; }
.plan {
  background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--r-panel); padding: 28px 26px;
  display: flex; flex-direction: column;
}
.plan.feature { border-color: var(--ink); box-shadow: 0 10px 34px rgba(0,0,0,.08); }
.plan .tag {
  font-family: var(--mono); font-size: 10.5px; letter-spacing: .12em;
  text-transform: uppercase; color: var(--accent); font-weight: 600; margin-bottom: 12px;
  min-height: 1em;
}
.plan h4 { font-size: 21px; font-weight: 550; letter-spacing: -.02em; margin: 0 0 6px; }
.plan .price {
  font-size: 40px; font-weight: 400; letter-spacing: -.04em; margin: 14px 0 2px;
  font-variant-numeric: tabular-nums;
}
.plan .price small { font-size: 15px; color: var(--ink-soft); letter-spacing: 0; }
.plan .sub { font-size: 13.5px; color: var(--ink-soft); margin: 0 0 20px; min-height: 2.6em; }
.plan ul { list-style: none; margin: 0 0 24px; padding: 0; flex: 1; }
.plan li {
  font-size: 14.5px; color: var(--ink-soft); padding: 7px 0 7px 20px;
  position: relative; line-height: 1.45;
}
.plan li::before {
  content: "—"; position: absolute; left: 0; color: var(--accent);
}
.plan li.no { opacity: .6; }
.plan li.no::before { content: "×"; color: var(--ink-soft); }
.plan .cta {
  display: block; text-align: center; padding: 12px 18px; border-radius: var(--r-pill);
  text-decoration: none; font-size: 15px; font-weight: 550;
  border: 1px solid var(--line); color: var(--ink);
}
.plan.feature .cta { background: var(--ink); color: var(--bg); border-color: var(--ink); }
.plan .cta:hover { opacity: .86; }

.pricenote {
  border-left: 3px solid var(--accent); padding: 4px 0 4px 20px;
  margin: 40px 0 0; max-width: 66ch;
}
.pricenote h4 { font-size: 17px; font-weight: 600; margin: 0 0 8px; }
.pricenote p { margin: 0; color: var(--ink-soft); font-size: 16px; }

/* ---------- spec list ---------- */
.spec { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 32px; }
.spec h4 {
  font-family: var(--mono); font-size: 11.5px; letter-spacing: .12em;
  text-transform: uppercase; color: var(--ink); font-weight: 600; margin: 0 0 14px;
}
.spec ul { list-style: none; margin: 0; padding: 0; }
.spec li {
  font-size: 15.5px; color: var(--ink-soft); padding: 8px 0 8px 24px;
  position: relative; border-bottom: 1px solid var(--line); line-height: 1.45;
}
.spec li:last-child { border-bottom: 0; }
.spec li::before { position: absolute; left: 0; font-family: var(--mono); font-size: 13px; }
.spec .built li::before { content: "✓"; color: var(--accent); }
.spec .todo li::before { content: "·"; color: var(--ink-soft); }

/* ---------- footer card ---------- */
.footwrap {
  padding: 0 30px 40px;
  background: linear-gradient(180deg, var(--bg) 0%, #F3E7DC 100%);
}
@media (prefers-color-scheme: dark) {
  .footwrap { background: linear-gradient(180deg, var(--bg) 0%, #1B1714 100%); }
}
footer.card {
  max-width: 1180px; margin: 0 auto;
  background: var(--surface); border-radius: var(--r-card);
  padding: 54px 46px 34px;
  box-shadow: 0 20px 60px rgba(0,0,0,.07);
}
footer.card .cols { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 34px; }
footer.card h5 {
  font-size: 15px; font-weight: 450; color: var(--ink-soft); margin: 0 0 16px;
}
footer.card ul { list-style: none; margin: 0; padding: 0; }
footer.card li { margin-bottom: 11px; }
footer.card a { color: var(--ink); text-decoration: none; font-size: 15.5px; }
footer.card a:hover { text-decoration: underline; }
footer.card .legal { font-size: 14px; color: var(--ink-soft); line-height: 1.55; }
footer.card .legal p { margin: 0 0 14px; max-width: none; }
footer.card .base {
  margin-top: 46px; padding-top: 22px; border-top: 1px solid var(--line);
  text-align: center; font-size: 14px; color: var(--ink-soft);
}

@media (max-width: 700px) {
  .band { padding: 68px 0; }
  .navcard { top: 12px; padding: 16px 18px; }
  .hero { min-height: 74vh; padding: 190px 0 70px; }
  .signup { padding: 28px; }
  footer.card { padding: 36px 24px 26px; }
}

.wl-check {
  display: flex; align-items: center; gap: 9px;
  margin-top: 14px; font-size: 14.5px; color: var(--ink-soft); cursor: pointer;
}
.wl-check input { width: 16px; height: 16px; accent-color: var(--accent); cursor: pointer; }

/* The decorative inner sheet would sit on top of a stat graphic — drop it
   wherever a panel actually has content. */
.numitem .panel:has(.statviz)::after { display: none; }
.numitem .panel:has(.statviz) { background: linear-gradient(155deg, #F4F4F1, #E6E7E1); }
@media (prefers-color-scheme: dark) {
  .numitem .panel:has(.statviz) { background: linear-gradient(155deg, #1C2023, #15181A); }
}
.layer .visual:has(.ui-in-panel)::after { display: none; }